August 23, 2012

A Cause for Alarm and Bad Governance: The Philippine RH Bill Plagiarism

Recently, I’ve caught wind of the political situation in the Philippines. The RH Bill, or the reproductive health bill, is the biggest political discussion in the country nowadays. It aims to provide help to reproductive health by providing health centers, supplements and legitimizing services, such as abortion, to help families and individuals become healthier citizens.

However, as a Catholic country, the Philippine Congress, and senators who approve of the bill, are under fire from Catholic Bishop Conference of the Philippines (CBCP). What I saw wrong here was that they aimed to excommunicate those who supported the said bill. Just because it contradicts to their teachings, having them excommunicated from their beliefs is never the right answer.

There’s just something wrong with the situation and the way the government and authorities are handling the situation. One senator, by the name of Vicente Sotto, had plagiarized an article from a blogger named Sarah Pope, who runs the Healthy Home Economist website. This particular article was discussed in the senate, and read by a heartfelt senator, in which the details of such were read in a great manner. I’ve done my research. Vicente Sotto, or known as “Tito” Sotto, in his country, was a former actor, and a host in a noontime variety show. That figures.

Religious restrictions and bad governance, see for yourself here, is a big trouble with the Philippines. Believe me, I know Filipinos who are quite intelligent and have great experience and knowledge, but the people in their government are really the ones making things worse for them. There should be a separation of the church and the state in their country. Religious beliefs cannot play a big factor when it comes to the health of their citizens. People should be able to decide against the government and not kneel down its power.

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August 13, 2012

Mis sold PPI and Payment Protection Fraud

Category: Finance — Tags: , , , – admin @ 5:39 pm

Hardly any other financial product like PPI has procured such an ill status in the recent past. It would not be however justice to blame the policy and its features being responsible for the fast denial of this product. Vendors have mis-utilized this cover years after years. People have obtained mis sold PPI policies beyond their control.

Quite contrast to this picture, there remains some benefitted customers of this product. This policy served them extensive at times of recession. These people have been conscious buyers of the product and fortunately could utilize the benefits extended by the policy during their hard times.

Many people show interest in knowing how PPI policies became unpopular in the recent times despite such an earlier fame. Every new day a new mis sold PPI claims arise from the policyholders. Millions of missold PPI holders have claimed their policies back from the lenders.  An overall rage has been created against the lenders and this financial product.

You may feel keen to know why lenders pursued such practice. Two factors fundamentally tempted lenders in selling the missold PPI products to the borrowers. First, most of the financial organizations are more attentive in recovering all unsecured loans without fail as events of bankruptcy and non-payment reached peak during recessions.

Including PPI with loans, fulfill this objective effectively. On the other hand, PPI products generate immense profit for lenders as for most consumers this insurance remain unutilized. They have thus followed every means to club PPI with the unsecured loans. To some borrowers they explained PPI is obligatory with loan and to others they sold the policy even without any particular information.

August 9, 2012

Racism in Entertainment

Watching the tube last week, I was often tuned into the Olympics. Then an issue began about racism in the London Olympics. An athlete was banned for making racist remarks in twitter. A Swiss soccer player in the Olympics was disqualified because of his racist tweets. He made a remark about South Korea upon losing their match.

Twitter made an agreement with the London Olympics 2012 organizers about letting athletes use their service to give people updates about what’s happening when there’s no game. Sadly, everything that you say in the Internet nowadays can be used against you.

It’s not just in the Olympics that people make racist remarks, not just the Internet as well. Many talk shows and entertainment nowadays portray many stereotypes about people because of media and entertainment. The question is, why do they allow one human race to step onto another human race?

In movies, the portrayal of many characters do not break the barrier of their stereotype. I guess, these are the producer’s idea of “formula” which could get them enough money to break even and profit from their produce. But it is quite degrading. While racist jokes and humor in mainstream media are subtle (and humorous, if you get them actually), they instill in the back of our minds the stereotype as a final absolute.

We all have to learn that no one is better than anyone. Everyone has their own unique way of expressing themselves, cultures that they practice, beliefs that they preach and practice and objectives in life. It can be acceptable to make fun of our uniqueness from time to time, but not all the time.

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